Charles Monat Associates: January 2006






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	Sunday, January 22, 2006 US Focus: Interest Rates And Your Estate As everyone knows, the ups and downs of interest rates can have a significant impact on the price of your home, the value of your investments, and what you pay for loans. But rates can also play a big role in estate planning. Read more... posted by Charles Monat Associates at 12:57 PM \| 0 comments Wednesday, January 18, 2006 Quit Smoking After You Got Coverage? As more and more of our clients are joining the select group of people that throw away their cigarettes and, more importantly stays away from them for at least a year, we have the pleasure of going back to the insurance companies to try and negotiate non-smoker rates on renewal. If you have given up smoking in the past year you need to bear in mind that many insurance companies will allow conversion to non-smoker rates which can lead to dramatic premium savings. Read more... posted by Charles Monat Associates at 8:48 AM \| 0 comments Monday, January 16, 2006 Family finances: Things to do -- and not do -- to keep a sound financial footing Doing well with your family's finances involves some very simple principles. First, you're light-years ahead of most families if you can avoid these key mistakes: Read more... posted by Charles Monat Associates at 9:57 AM \| 0 comments Monday, January 09, 2006 2005 WRAP-UP / INSURANCE: Thais slowly warm up to life coverage No more than 16% of country’s population hold policies. Although the insurance industry is expected to have grown 10.69 per cent to Bt255.25 billion in total premiums in 2005, its role has yet to make a big impact on the market. Legal infrastructure for insurance was first implemented in 1911, but even with 25 active life-insurers, still only 16 per cent of the country’s 65 million people have taken out a life-insurance policy. Read more... posted by Charles Monat Associates at 1:43 PM \| 0 comments Some financial New Year's resolutions Given the resolutions most of us make this time of year, I would ask you to evaluate your circumstances and then make, and stick to, some financial New Year's resolutions. Here are some ideas from the disciplines of the financial planning process to help you. Read more... posted by Charles Monat Associates at 1:39 PM \| 0 comments Wednesday, January 04, 2006 Singaporeans top regional poll for insurance coverage but feel it's not enough A recent survey has found that Singaporeans top the scale when it comes to insurance coverage in the region. But surprisingly, they also top the scale in thinking they're not covered enough. Read more... posted by Charles Monat Associates at 9:52 AM \| 0 comments
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